Auto Loans
All you need
to get up to speed.
to get up to speed.
We're your full-service home for car, truck, and SUV financing.
Let's get you going
Low Rates
One‑Stop Financing
Loan Protection Plans
Easy Automatic Payments
We're geared up to greenlight your loan.
It all starts with free research resources for your next vehicle. And then, after you make your decision, we feature a loan application process that's faster than a fancy sports car.
Auto Loan Rates
| Year-Model | Term | Rate* |
|---|---|---|
| 2020 — 2023 | 72 months | 4.49% |
| 2020 — 2023 | 75 months | 4.74% |
| 2020 — 2023 | 78 months | 4.99% |
| 2020 — 2023 | 84 months | 5.24% |
| 2018 — 2019 | 72 months | 4.69% |
| 2018 — 2019 | 75 months | 4.94% |
| 2018 — 2019 | 78 months | 5.19% |
| 2016 — 2017 | 60 months | 4.69% |
| 2016 — 2017 | 66 months | 5.19% |
| 2014 — Older | 48 months | 6.49% |
| 2015 — Older | 60 months | 6.99% |
Platinum and Preferred Dealers
Why make multiple stops? A long list of trustworthy dealers can hook you up with a DATCU loan directly from their location.
Learn More
Auto Smart
Go online, research vehicle costs, browse nationwide inventories, and drive away with a great deal.
Learn More
Auto Insurance
Our added coverage picks up where your regular policy leaves off.
Learn More
Auto Insurance Requirements
Get details of what's required – like full-coverage insurance – when you apply for auto financing from DATCU.
Learn More
Purchasing a Vehicle from an Individual?
Finance with DATCU utilizing Gravity Lending. Apply in minutes.
Learn More
You can trust us. We've been down this road before.
At DATCU, we know that it's far less exciting to finance your vehicle than it is to pick it out and drive it off the lot. Our experienced team will go the extra mile to make the process painless by offering friendly service, a wide choice of loans, and a fast, convenient application process.
- Low rates
- Repayment periods up to 84 months
- Up to 100% financing
- No application fee
- Easy online application
- Refinancing opportunities
DATCU is a full-service financial institution serving Denton, Cooke, Wise, Montague, Collin, Dallas, Tarrant, Jack, Parker, Grayson and Clay counties in Texas.