Auto Insurance Requirements
Getting a DATCU
auto loan? Follow this.
auto loan? Follow this.
Please contact your insurer to arrange for required coverage.
We require proof of collision and comprehensive coverage.
Please contact your insurance carrier to arrange for full protection of your new purchase.
Auto Loan Rates
| Year-Model | Term | Rate* |
|---|---|---|
| 2020 — 2023 | 72 months | 4.49% |
| 2020 — 2023 | 75 months | 4.74% |
| 2020 — 2023 | 78 months | 4.99% |
| 2020 — 2023 | 84 months | 5.24% |
| 2018 — 2019 | 72 months | 4.69% |
| 2018 — 2019 | 75 months | 4.94% |
| 2018 — 2019 | 78 months | 5.19% |
| 2016 — 2017 | 60 months | 4.69% |
| 2016 — 2017 | 66 months | 5.19% |
| 2014 — Older | 48 months | 6.49% |
| 2015 — Older | 60 months | 6.99% |
It is recommended that you personally reach out to your carrier as you may be the only one who can make updates to your current coverage.
- Add DATCU, Control #2217, as Lienholder/Loss Payee, PO Box 827, Denton TX 76202.
- DATCU requires comprehensive and collision insurance from the date of the purchase (deductibles not to exceed $1,000).
- Collateral on your insurance must match the collateral on loan document.
- Policy number, policy period, and company name must be listed on your loan application.
- Failure to maintain the required insurance throughout the life of the loan may (but shall not be required to and without prejudice to our rights if we do not) result in us purchasing a policy for required to and without prejudice to our rights if we do not result in us purchasing a policy for your own protections and passing the cost of the policy on to you, the borrower.
- Visit www.myinsuranceinfo.com to provide proof of insurance or submit declaration to docsend@fmq.alliedsolutions.net in PDF or TIF format.
DATCU is a full-service financial institution serving Denton, Cooke, Wise, Montague, Collin, Dallas, Tarrant, Jack, Parker, Grayson and Clay counties in Texas.
