Auto Smart
Go online, view thousands of vehicles, and get a great deal.
It's as easy as driving with cruise control.
Some people like going from dealer to dealer, searching for the perfect car, truck, or SUV. Others want to spend less time shopping and more time behind the wheel. If that sounds like you, let us suggest the no-hassle, time-saving AutoSMART experience.
- Shop for new and used vehicles
- Research prices and trade-in values
- Browse inventories of far-off dealers
- Learn more about financing and insurance
Auto Loan Rates
| Year-Model | Term | Rate* |
|---|---|---|
| 2020 — 2023 | 72 months | 4.49% |
| 2020 — 2023 | 75 months | 4.74% |
| 2020 — 2023 | 78 months | 4.99% |
| 2020 — 2023 | 84 months | 5.24% |
| 2018 — 2019 | 72 months | 4.69% |
| 2018 — 2019 | 75 months | 4.94% |
| 2018 — 2019 | 78 months | 5.19% |
| 2016 — 2017 | 60 months | 4.69% |
| 2016 — 2017 | 66 months | 5.19% |
| 2014 — Older | 48 months | 6.49% |
| 2015 — Older | 60 months | 6.99% |
*Annual percentage rate. Your actual rate will depend on your credit score. Rates are subject to change without notice. Flexible terms available. There is an additional .15% discount for 80% LTV available. Certain restrictions and terms may apply. Subject to credit approval. APR is accurate as of 6/25/2022. All Loans Must be MLA Compliant.
DATCU is a full-service financial institution serving Denton, Cooke, Wise, Montague, Collin, Dallas, Tarrant, Jack, Parker, Grayson and Clay counties in Texas.
